Practice Contact
Areas Of Concentration
Attorneys
Banking & Financial Services
Bowles Rice's Banking and Financial Services Practice Group includes multiple lawyers and other professionals who focus their practices on issues affecting the financial services industry.
Areas of our Banking and Financial Services Practice Group include:
- Corporate structure and expansion
- Mortgage banking
- Energy finance
- Real estate finance
- Lender liability
- Regulatory compliance
- Employee benefits and executive compensation
- Mergers and acquisitions
- Securities
- Collection matters
Bowles Rice represents more than 70 banks and bank holding companies and is proud to represent the Community Bankers of West Virginia.
On behalf of both the West Virginia Bankers Association and the Community Bankers of West Virginia, Bowles Rice has filed numerous amicus briefs with the Supreme Court of Appeals of West Virginia, which address a broad range of issues fundamental to the financial services industry, including:
- Fluharty v. Quicken Loans Inc. (applicable standard for proving unconscionability per the WVCCPA)
- McFarland v. Wells Fargo Bank and U.S. Bank National Association (applicable standard for proving unconscionability per the WVCCPA)
- Tribeca Lending Corporation v. McCormick (applicable statute of limitations in foreclosure)
- Lusk v. First Century Bank (application of caveat emptor in foreclosures)
- Nationwide Mutual Insurance Company v. Frank S. Martino (disclosure of non-public personal information under state and federal privacy statutes)
- State of W. Virginia v. Combs Services, et al. and Mountain Valley Bank, N.A. (priority of secured creditor lien over statutory lien created by preneed burial contact statute)
- Copier Word Processing Supply, Inc. v. WesBanco Bank, Inc., et al. (applicable statute of limitations in case involving conversion of checks by employee)
- Martino v. Barnett, et al. (disclosure of non-public personal information under state and federal privacy statutes)
- The Citizens Bank of Weston, Inc., et al. v. The City of Weston (proper application of municipal B&O tax)
- McMahon v. Advanced Title Services Company of West Virginia, et al. (unauthorized practice of law)
- Lucas, et al. v. Fairbanks Capital Corp., et al. (scope of duties of trustees and loan servicers in foreclosure)
Regulatory and Compliance
Our attorneys provide regulatory advice and representation to local and regional institutions in connection with matters before state and federal regulatory agencies. We routinely represent banks, bank holding companies, insurance companies, securities firms and other financial institutions regarding a wide range of compliance issues. Our fluency in bank regulatory matters enables us to provide effective representation to investors and operators in virtually all matters, ranging from seeking new bank charters to expanding their operations, either by acquisition or by establishing new institutions, branches or product lines. We work routinely with OCC, Federal Reserve, the FDIC and analogous state regulatory agencies.
Mergers and Acquisitions
Bowles Rice attorneys have substantial depth in the merger and acquisition of regulated financial institutions. Our team has assisted parties in the acquisition or sale of financial institutions and the purchase of assets from banks and the FDIC. Our experience includes successful applications with all federal banking regulators, SEC, FINRA, as well as the insurance departments and securities commissions of multiple states.
Other Services
In addition to our areas of experience that are specific to banks and bank holding companies, our firm supplies a full range of services applicable to all types of corporate entities. These include services in the area of employee relations, pension and benefits planning, taxation, estate planning, environmental law and commercial litigation. Our firm is in a unique position to serve the general corporate needs of banks and bank holding companies in each of these other areas.
News
Presentations & Events
- Presentation: Working with Borrowers in the Wake of COVID-19 by Sandra M. Murphy and Floyd BooneCommunity Bankers of West VirginiaWebinar, May 6, 2020
- D.A. Davidson Mid-Atlantic ConferenceThe Duquesne Club, Pittsburgh, Pennsylvania, September 20, 2018
- D.A. Davidson Mid-Atlantic ConferenceThe Duquesne Club, Pittsburgh, Pennsylvania, September 20, 2018
- Presentation: Data Security and Data Privacy Laws and Regulations Applicable to Banks, by Floyd BooneWest Virginia Bankers Association Seminar, Charleston, West Virginia, October 29, 2015
- Presentation: 2015 West Virginia Legislative Update, by Thomas A. HeywoodCommunity Bankers of West Virginia's annual conventionStonewall Resort, Roanoke, West Virginia, June 6, 2015
- Presentation: 2015 Legislature Session: A Banking Industry Success Story, by Sandra M. MurphyWest Virginia Bankers AssociationStonewall Resort, Roanoke, West Virginia, April 23, 2015
- Presentation: West Virginia Consumer Credit and Protection Act - Review & Update, by Floyd Boone, Julia A. Chincheck, Daniel J. Cohn, Sandra M. Murphy and Amy J. TawneyWest Virginia Bankers AssociationDays Conference Center, Flatwoods, West Virginia, December 3, 2014
- Presentation: West Virginia Consumer Credit and Protection Act, by Sandra M. Murphy and Amy J. TawneyWest Virginia Bankers AssociationFlatwoods, West Virginia, December 2014
- Presentation: West Virginia Consumer Credit and Protection Act - Review & Update, by Floyd Boone, Julia A. Chincheck, Stuart A. McMillan, Sandra M. Murphy and Amy J. TawneyWest Virginia Bankers AssociationCharleston, West Virginia, November 20, 2013
- Presentation: West Virginia Consumer Credit and Protection Act, by Sandra M. Murphy and Amy J. TawneyWest Virginia Bankers AssociationCharleston, West Virginia, November 2013
- Presentation: Fair Lending, by Floyd Boone, Julia A. Chincheck and Sandra M. MurphyWest Virginia Bankers AssociationDays Conference Center, Flatwoods, West Virginia, April 24, 2013
- Presentation: Secured Loan Transactions, by Amy J. TawneyWest Virginia Bankers AssociationClarksburg, West Virginia, April 2013
Articles & Alerts
- Banking & Financial Services e-Alert, December 22, 2020
- Banking & Financial Services e-Alert, October 21, 2020
- Banking & Financial Services e-Alert, October 9, 2020
- Banking & Financial Services e-Alert, October 8, 2020
- August 12, 2020
- June 13, 2020
- June 4, 2020
- May 27, 2020
- May 16, 2020
- April 29, 2020
- April 24, 2020
- April 14, 2020
- April 9, 2020
- April 7, 2020
- April 2, 2020
- March 31, 2020
- Pennsylvania Banker, Quarter 1 | Volume 21.1 | 2019
- The Community Banker, Quarter 4 | 2018
- The Community Banker, Quarter 2 | 2018
- Banking & Financial Services e-Alert, June 29, 2017
- Bowles Rice Banking Alert, April 10, 2017
- Bowles Rice Banking Alert, April 2016
- Labor and Employment Legislative Summary, March 14, 2016
- Banking AlertBowles Rice Banking Alert, July 7, 2015
- West Virginia Banker Magazine, Spring 2015
- Bowles Rice Banking Alert, January 20, 2015
- Banking Alert, January 9, 2015
- Banking Alert, January 8, 2015
- West Virginia Banker Magazine, Winter 2014
- West Virginia Banker Magazine, Summer 2014
- The Community Banker Magazine, Summer 2014
- Banking Alert, April 2014
- Banking Alert, October 24, 2013
- West Virginia Banker Magazine, Fall 2013
- West Virginia Banker Magazine, Summer 2013
- The Community Banker Magazine, Summer 2013
- The Community Banker Magazine, Spring 2013
- West Virginia Banker Magazine, Spring 2013
- The Community Banker Magazine, Winter 2013
- Banking Alert, 2012
- West Virginia Banker Magazine, Fall 2012
- The Community Banker Magazine, Fall 2012
- West Virginia Banker Magazine, Summer 2012
- Banking Alert, 2012
- West Virginia Banker Magazine, Spring 2012
- West Virginia Banker Magazine, Winter 2011
- Bowles Rice Banking Alert, April 19, 2011
- West Virginia Banker Magazine, Spring 2011
- Banking e-Alert, 2011
- West Virginia Banker Magazine, Winter 2010
- Banking Alert, 2010
- Banking Alert, 2010
- Banking Alert, 2010
- Banking Alert, 2010
- West Virginia Banker Magazine, Fall 2010
- West Virginia Banker Magazine, Summer 2010
- Banking Alert, 2009