Consumer Lending

Bowles Rice advises clients on legal issues arising across the entire spectrum of consumer lending products including:

  • Mortgage lending
  • Credit card lending
  • Student lending
  • Retail installment sales contracts
  • Short-term, small dollar loans and other unsecured loans and lines of credit
  • Personal property loans and leases
  • Small business credit products
  • Online credit products

We assist with fundamental issues such as:

  • Establishing loan servicing, collections and enforcement policies and procedures;
  • Drafting model loan and lease agreements;
  • Conducting compliance audits and due diligence reviews; and
  • Complying with state and federal laws
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