Elizabeth M. Frame

Elizabeth Margolin Frame is a partner in Bowles Rice’s Charleston office with extensive experience advising on energy and public infrastructure projects throughout West Virginia. She works closely with municipalities, utilities, and private entities on large-scale development matters involving property acquisition, mineral and title review, and due diligence. Elizabeth provides critical project support by ensuring that property documentation, title opinions, and transaction records are accurate, compliant, and efficiently coordinated among legal, engineering, and governmental teams.

In addition to her energy-focused work, Elizabeth maintains a broad corporate and commercial practice spanning corporate, banking, health care, and financial services matters. Her corporate and finance background enhances her ability to structure and execute complex acquisitions, mergers and acquisitions, reorganizations, and public-private partnerships. She assists clients with regulatory and securities compliance, corporate governance, and loan documentation for corporate transactions, and has advised on matters involving the CARES Act, Paycheck Protection Program, and Small Business Administration loan relief.

Elizabeth also counsels physicians on employment agreements and contract negotiations and has presented to medical resident groups on physician employment contract issues. In addition, Elizabeth serves as Bowles Rice’s Recruiting Partner, coordinating attorney and summer clerk hiring and overseeing the firm’s annual Summer Clerkship Program.

Elizabeth is recognized by The Best Lawyers in America: Ones to Watch in Banking and Finance Law and Corporate Law.

• Leadership West Virginia, Class of 2017
• Recruiting Partner, Bowles Rice Recruiting Committee

Successfully completed the following banking transactions:

• A registered common stock rights
• The issuance of common stock in connection with private equity investment in a public client;
• The acquisition of a bank holding company and its bank subsidiary headquartered in Charleston, South Carolina with an approximate transaction value of $1.1 billion;
• The acquisition of a bank holding company and its Virginia banking subsidiary with an approximate transaction value of $300 billion;
• The acquisition of a Virginia bank holding company and its Virginia subsidiary bank having a presence in northern Virginia and Washington, D.C., with an approximate transaction value of $912 million;
• The acquisition of a Virginia bank holding company and its Virginia subsidiary bank having a presence in the northern Virginia suburbs of Washington, D.C., with an approximate transaction value of $490 million;
• The issuance of common stock in connection with private equity investments in public clients;
• The acquisition of a privately held community bank headquartered in Washington, D.C., with an approximate transaction value of $269 million;
• The sale of a West Virginia bank holding company and its West Virginia subsidiary bank having a presence in southwestern West Virginia and southwestern Virginia, with an approximate transaction value of $43 million;
• The acquisition of a bank holding company and its West Virginia banking subsidiary with an approximate transaction value of $28.5 million;
• The acquisition of a Virginia bank holding company and its Virginia subsidiary bank having a presence in northwestern Virginia, with an approximate transaction value of $22 million; 
• The sale of a West Virginia community bank in southern West Virginia, with an approximate transaction value of $7.4 million;
• The acquisition of a North Carolina bank holding company and its North Carolina subsidiary bank, with an approximate transaction value of $110 million; and
• A merger of equals transaction involving a West Virginia bank holding company and its West Virginia subsidiary bank, with an approximate transaction value of $370 million.

• The State Journal's 2022 Generation Next: 40 Under 40
• Recognized as "Rising Star" in West Virginia by Super Lawyers ® (Banking Law), 2021-present;
• Recognized by The Best Lawyers in America: Ones to Watch (Banking and Finance Law; Corporate Law), 2021-present
• West Virginia University College of Law
• Recipient of CALI Awards (recognition for achieving the highest grade in a particular subject):
  • Administrative Law
  • Bankruptcy
  • Criminal Procedure
  • Health Care Torts
  • Nonprofit Organization
• Order of the Coif
• Recipient of American Bankruptcy Institute Medal of Excellence in Bankruptcy
• Mountain Honorary

• West Virginia State Bar (Young Lawyers Section)

• Girls Scouts Black Diamond (Board of Directors)
• Women for Economic and Leadership Development (Steering Committee)