Martinsburg, WV
101 S. Queen Street
Martinsburg, WV 25401
T: (304) 264-4214
F: (304) 267-3822

J.D., West Virginia University College of Law (1995)

  • Lugar Moot Trial Association
  • National Trial Competition
  • West Virginia Invitational Trial Competition

B.A., Swarthmore College (1992)

  • Varsity Football (1988-1991)
  • Academic All-Conference Selection (1990, 1991)
  • Delta Upsilon Fraternity
  • Thomas B. McCabe National Scholarship for Leadership and Service (1988-1992)
  • Supreme Court of Appeals of West Virginia
  • U.S. District Courts for the Northern and Southern Districts of West Virginia
  • U.S Court of Appeals for the Fourth Circuit
Photo of Joseph L.  Caltrider

Joseph L. Caltrider


Joseph Caltrider concentrates his practice in the areas of insurance, real estate, land use and development, construction, estates and related litigation.  This includes the defense of various insurance coverage claims, insurance bad faith claims, automobile liability claims, premises liability claims, wrongful death claims, workplace injury claims, professional negligence claims and police misconduct claims. 

Joe has also litigated business disputes, land use and restrictive covenant disputes, and will, trust, and estate disputes, along with other property right disputes. 

His litigation experience includes multiple jury trials in state and federal court and multiple appeals in the Supreme Court of Appeals of West Virginia and the Fourth Circuit Court of Appeals. 

Professional Highlights

  • Leader, Bowles Rice Torts and Insurance Practice Group  (2008-2013)
  • National Trial Advocacy Institute, University of Virginia School School of Law (2004)

West Virginia Supreme Court Cases

  • Berry v. Mountain Air Prop. Owners Assn., Inc., No. 13-1324, 2014 WL 5312274 (W. Va. Oct. 17, 2014) (restrictive covenant prohibited landowners from building a storage building prior to the construction of a dwelling on their property)
  • Hersh v. E-T Enterprises, Ltd. P'ship, 232 W. Va. 305, 752 S.E.2d 336 (2013) (West Virginia abolishes “open and obvious” doctrine)
  • Diggins v. The River Ridge Prop. Owners Ass'n, Inc., No. 11-1098, 2012 WL 5232237 (W. Va. Oct. 19, 2012) (development's restrictive covenants prohibited tents, travel trailers, campers, and recreational vehicles from remaining on lots during January)
  • Foster v. Orchard Dev. Co., LLC, 227 W. Va. 119, 705 S.E.2d 816 (2010) (subdivision's design guidelines containing minimum size requirements were separate from subdivision's restrictive covenants)
  • State ex rel. City of Martinsburg v. Sanders, 219 W. Va. 228, 632 S.E.2d 914 (2006) (city was immune under workers' compensation statute from claim for medical monitoring damages in common law tort action)
  • Haines v. Hampshire Cnty. Comm'n, 216 W. Va. 499, 607 S.E.2d 828 (2004) (former dog owners failed to state claim against county animal control officer)
  • Harbaugh v. Coffinbarger, 209 W. Va. 57, 543 S.E.2d 338 (2000) (decedent's act, whether characterized as suicide or playing Russian Roulette, constituted intervening cause for purposes of negligence action brought against gun owner)
  • Potomac Edison Co. v. Jefferson Cnty. Planning & Zoning Comm'n, 204 W. Va. 319, 512 S.E.2d 576 (1998) (public utility that exercised statutory power to condemn land was subject to local use regulations)
  • State ex rel. United Asphalt Suppliers, Inc. v. Sanders, 204 W. Va. 23, 511 S.E.2d 134 (1998) (supplier that did not sign arbitration clause could not be directed to participate in arbitration)

Fourth Circuit Case

  • Bellotte v. Edwards, 388 F. App'x 334 (4th Cir. 2010) (store did not commit tort of intentional infliction of emotional distress by reporting customer to police)
  • West Virginia University College of Law Order of Barristers
  • American Bar Association
  • West Virginia Bar Association
  • Eastern Panhandle Bar Association
  • Defense Trial Counsel of West Virginia (Insurance Law Committee)
  • Ohio-West Virginia Youth Leadership Association (YLA) Youth-in-Government (YG) Model Judiciary and Legislative Programs (Advisor)
  • Jefferson County Chamber of Commerce (Member)
  • Boy Scouts of America - Pack 42 - Charles Town, West Virginia - Webelos 1 (Den Leader)
  • Upward Basketball (Coach - 2011 to 2015)