Consumer Lending

Bowles Rice advises clients on legal issues arising across the entire spectrum of consumer lending products including:

• Mortgage lending
• Credit card lending
• Student lending
• Retail installment sales contracts
• Short-term, small dollar loans and other unsecured loans and lines of credit
• Personal property loans and leases
• Small business credit products
• Online credit products

We assist with fundamental issues such as:

• Establishing loan servicing, collections and enforcement policies and procedures;
• Drafting model loan and lease agreements;
• Conducting compliance audits and due diligence reviews; and
• Complying with state and federal laws